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tue posted: Tue 2017-11-14 16:07:04 tags: finance
DiabetesDaily: 6 Great Low-Carb Pastas
#1 is Explore Asian Black Bean Pasta. At 23g carb / serving, these are obviously "low" carb, not "no" carb.

Now that I've closed my Big Commercial Bank account, I don't feel unsafe about revealing it was Wells Fargo. Their hands weren't any cleaner than anyone else's in the predatory lending and risk-falsifying practices that underlay the 2008 economic meltdown; they were just magically "too big to fail". Then it came to light that they were systematically juggling reconciliations to abusively maximize overdraft fees. Again, no cleaner than other banks, just deeper pockets to delay and dodge. Then it came to light they were financing the DAPL, just when we most need to leave dirty fossil fuels in the ground and also not sic mercenaries with water cannon and wardogs on unarmed protestors. And then it came to light that they opened literally millions of fraudulent accounts in their customers' names, and hid behind arbitration clauses to dodge proper class-action proceedings.

I was interested in divesting back in 2011, once the lessons of the 2008 crisis sank in. But the real bottom line for most retail banking customers was always free, convenient access to their money. If I had to make at least 10 debit card transactions per month to avoid an under-minimum fee, at a bank with literally 3 branches just between home and work... well, that was a stupid artificial "gotcha waiting to happen" rule but ultimately it was less problematic than having to drive an hour round-trip to a credit union branch to deposit a birthday check, or eating $2.00 surcharges on cash withdrawals at "foreign" ATMs. The main puzzle piece that appeared since then is the ubiquitous shared-branch teller service (CO-OP). The fee-free, 55,000-location Allpoint ATM network doesn't hurt - but when you can get pocket cash-back with debit card purchases at most grocery stores, it's not as important as it used to be. Likewise, mobile check deposit is very nice, but I lived without it even long after I hopped on the smrtfon bandwagon in 2014 and I could easily go on living without it as long as I have convenient shared-branch teller access.