A few days ago I thought about selling off SRET shares and maybe 1 or 2 other holdings where growth had outpaced inflation since buy-in, but the per-share value gains are not much greater than the dividend return gains. My goal in investing was to build a passive income foundation, not spend a lot of time and incur a lot of risk flipping shares on my lunch hours while trying to dodge commission-fee penalty windows.

Something I've heard more than a couple times, being part of a team that responds to subcontractor dunning calls, is that they've seen other service-broker companies go under and being unable to pay subs on time is a warning sign. That should be a warning sign in ANY industry, or in perosnal finance for that matter - if the gap between being able to pay others and getting paid yourself exceeds average payment terms, you need to identify just how fast profit is losing ground to expenses, and then you have to figure out how you're going to reverse that trend.